There is nothing remotely out of the ordinary about Angela Lloyd and Lee Phillips' semi-detached home on a peaceful cul-de-sac in Merseyside.

And to the typical eye, Lloyd looks like a typical middle-aged mum who works relentlessly to take care of her sick partner.
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So it was to the sheer shock of neighbours when authorities descended on their driveway to rob the couple's St Helens home.

Hiding behind the household's net drapes remained in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, wept 'Oh my god' as she was imprisoned today over a string of untruths consisting of using a dead female's identity, comprising 'fake' medical conditions for her kid, and producing pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was likewise imprisoned after the set's massive advantages fraud was lastly exposed.

While the couple handled to siphon off their ill-gotten gains for years - neighbours have revealed to MailOnline the obvious hints that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies consisting of the development of pseudonyms to declare advantages

The fraudster next door: The assuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had failed to disclose this to the council when she relocated in 2018

Phillips imagined in an Aid for Heroes hoodie during a street party held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the occasion

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking really frail as he would 'hobble' on his strolling stay with satisfy his carers.

But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.

Locals likewise told of how there was 'always something dodgy' about Lloyd, and that she would never look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently stole nearly ₤ 170,000 in benefits over a decade, and also helped Phillips falsely declare advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving one of their 2 vehicles previously this week, they thought they were going off to stay at their secret caravan, only to discover they were going to jail.

One neighbour told MailOnline of the couple: 'I believed they were dodgy as he made a genuine show of not being able to walk whenever his carers were here.

'He was shuffling along and keeping his vehicles in the driveway before he took a long time to get to his carer's vehicle on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he appeared to be strolling great then.

'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.

'But after the authorities raid, they ended up being more reserved and didn't say a lot to people.

'There was constantly something dodgy about her - she would not look people in the eye and boasted about going to her ₤ 60,000 caravan but would never ever state where it was.

'They would take her teenage boy and disappear on a Thursday night and not get back up until Sunday.'

Phillips had actually fraudulently declared ₤ 100k in PIP, housing advantages, employment assistance allowance and council tax reductions that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, but at other times was seen 'walking great'

Following the police raid on the peaceful rural street, neighbours were entrusted concerns regarding why the couple had been jailed - and some declare Lloyd had later informed them it was down to pet dog breeding.

But these questions were finally laid to rest on Tuesday when the court heard how Lloyd had claimed an overall of ₤ 169,394.15 which she was not certified for in housing advantages, carers allowance and individual independence payments throughout 11-and-a-half years.

With the help of Lloyd, Phillips was also discovered to have actually unlawfully claimed ₤ 100,980.71 through PIP, housing advantages, work assistance allowance and council tax reductions since 2018.

Olivia Beesley, prosecuting, outlined how the mom's fancy rip-off started when she incorrectly began declaring housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a fake tenancy agreement for the 'entirely fictitious caravan', ultimately swiping ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.

Then in 2018, she began making deceitful claims that her husband needed 'several daily carers to address his needs'. She went as far as using Phillips' sister Zoe's birth certificate to present as his sibling and claim that she was his primary carer.

She likewise lied that she was unable to work due to being a full-time carer, but was discovered to have actually been working under an incorrect identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began creating 'incorrect medical conditions' for her boy, declaring she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in false impairment living allowance overpayments were declared in relation to this.

She again used the deceased lady's name as being her social worker to claim ₤ 13,526.70 of PIP, specifying that she needed carers due to 'health conditions'.

Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never exposed, and would state they were going to remain at the caravan from Thursday to Sunday

One neighbour stated they saw the couple leaving on of their automobiles earlier today and assumed they were going off to their 'caravan', just to later on discover out they were off to prison

When MailOnline went to Phillips' address in Birch Gardens which he shared with Lloyd, neighbours exposed how the couple and her kid would allegedly go off to a caravan on the weekends.

It is not understood whether this was the exact same 'fictitious caravan' which transpired to have actually never existed, or an indeed a different, real caravan.

Leni Newton, 63, stated: 'She told people that the police raid was since someone had informed on her for breeding border collie puppies without a licence.

'I'm stunned they have actually been imprisoned. I thought they were all above board.

'I only saw them a few days ago packing up suitcases - I thought they were just going to their caravan.'

She added: 'I understand they met as she was his carer. He was wed however Angela relocated. I thought she had actually lived in Southport.

'I did see his ex-wife parked up in the street watching his home when they split.

'She was clearly spying on them.'

Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.

'There were a great deal of cops came here.

'He was at the street celebration for the Queen however other times he did seem really frail.'

Hand in Hand homecare agency confirmed to MailOnline that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.

A representative said: 'We sacked her immediately when we discovered the reality.

'All her DBS and references checked out. The police said we had done absolutely nothing incorrect.'

The court heard how Phillips also duped money from the general public purse by failing to disclose the fact that Lloyd had actually moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.

He is likewise stated to have actually 'exaggerated' his medical conditions and need for care, specifying that he was not able to do anything for himself.

He stated himself 'unsuited for work' and failed to discuss his wife's wage - illegally filching ₤ 51k in employment assistance allowance.

However, Phillips declared that Lloyd had finished the kind and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'intricate recent history' of mental health and impairments including neurological disorder, stress and anxiety and anxiety.

He was also said to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with similar matters, nevertheless Lloyd's criminal record reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look was in 2012.

Lloyd was jailed for 2 years after confessing 7 counts of scams by false representation, and Phillips was also seen cleaning back tears as he was jailed for 20 months for fraud by incorrect representation and 3 counts of working to divulge info to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the public of simply short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 per year which you defrauded from the public.

'For those who look for to defraud the public of limited and valuable advantages which need to be directed to those who require them, not those who merely want to have them for reasons of personal greed, that is a severe offense committed by each of you over an extended period of time.'
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